im confused about the wife and term his ..making this entire question a problem who is doing what and make you wonder if you missed somthing,
better safe than sorry learn how to manage your self in court.
not sure if you care but there is a thing called exoneration where if you are willed an estate and there are other beneficiary given other things they are still liable to have to pay the back debt.. its common law exoneration
i would recommend much more investigation before taking my opinion serious
BREAKING DOWN Exoneration
An important application of exoneration occurs in the settling of wills and estates. The common law “doctrine of exoneration” says that encumbrances, such as mortgages, of property conveyed must be paid off by funds from the estate, not separately by the person who inherited the property. In other words, the new property owner is exonerated from the debts, which are the responsibility of the estate.
Why Exoneration Matters
The concept has significant ramifications when multiple parties inherit various portions of an estate. Say a widow dies and leaves her estate to her three sons. According to the will, one son gets her house and the other two divide cash savings. But there is a mortgage on the house that must be paid off upon the death of the mother. Under the doctrine of exoneration, the son who inherits the house is exonerated from paying off the mortgage by himself; instead, it must be paid off equally by the three sons, out of the total value of the estate.