I am attempting to help my neighbor with a foreclosure where the bank has started foreclosure before the 120 day prohibition stated in 12 CFR Part § 1024.41(f)(1)(i) of (Regulation X). They have also broken some of the other federal servicing laws.
I don't see anything in the motions to dismiss that would allow me to request this, unless I am misunderstanding something. I am trying to avoid having my neighbor answer the complaint, if possible. It would seem the court cannot take this case on because it is in violation of these federal laws.
I just started studying this course yesterday. Wish I found it a week ago when my neighbor got served. So, any tips would be appreciated. I will continue studying in the meantime.
Thanks!
-Kaleb