The banks lawyers are stating I am not property pled and I am telling the facts about what frauds happened. How can I successfully write a memo of opposition so that I am not dismissed?

Claudia
I think what you meant was the bank is asking for a dismissal on the grounds that your answer is not properly plead.Is that right?
You need to go and look up pleadings section in the tutorial and the section on answers and affirmative defenses.There's a lot to learn but not to hard.You said there is fraud involved and that is an affirmative defense,If you don't put it in your answer you will have waved it as a defense.
Hope that helps.
Tom

You can also follow the exact template that the attorney for the plaintiff used

Whatever they write.... you write in your memo

That way you can address section by section and line by line what they are alleging.

It will be easier to punch holes In their lies.

Pluss you will be using a format that the sitting judge is familiar with.

Hope I am being clear